What is Happy Pay?

Happy Pay offers shoppers the ability to split their payments equally over two paycheques, interest-free, and with zero deposits required.

  • Pay Your Way

    Get your favourite items now and pay for them over your next two paycheques.

  • 2 Months Free

    Split your purchase over 2 paycheques, interest-free, and with no deposit required.

  • Quick Approvals

    Happy Pay's AI approval engine is the fastest in the market. You’ll be approved in no time!